Mock Test

Exam: IBPS Clerk

Total Questions: 20

Q1. Which of the following is not a benefit of using RTGS?

Instant transfer of funds Secure mode of transfer Low transaction charges No risk of loss in transit
Q2. What is the final step in the cheque clearing process?

Issuing of cheque Presentation of cheque Clearing of cheque Payment of cheque
Q3. What does NPA stand for?

Non-Performing Asset Non-Performing Account Non-Productive Asset Non-Productive Account
Q4. Which economic trend refers to the increasing interconnectedness of national economies?

Globalization Isolationism Protectionism Regionalism
Q5. What is the main component of natural gas?

Methane Ethane Propane Butane
Q6. In a Recurring Deposit, the depositor has to deposit a fixed amount at regular intervals for a fixed period. What is this fixed amount called?

Principal Interest Maturity amount Installment
Q7. Which international organization plays a key role in cultural heritage preservation?

World Bank UNICEF UNESCO IMF
Q8. What is the main cause of air pollution in urban areas?

Industrial emissions Agricultural activities Deforestation Marine pollution
Q9. What is the interest rate that is adjusted periodically based on a benchmark rate called?

Fixed rate Variable rate Floating rate Base rate
Q10. SLR is a regulatory requirement aimed at ensuring which of the following?

Financial stability Market speculation Risk-taking behavior Profit maximization
Q11. Which market deals with short-term debt instruments such as Treasury bills and commercial paper?

A. Stock market B. Money market C. Bond market D. Forex market
Q12. What is the purpose of OTP in Internet Banking?

A. To increase transaction speed B. To decrease security C. To verify transactions D. To limit account access
Q13. What is the purpose of a credit policy?

To increase expenses To decrease sales To manage credit risk To reduce profits
Q14. Which city hosted the 2018 Winter Olympics?

Pyeongchang Sochi Vancouver Salt Lake City
Q15. SLR is a part of which regulatory requirement for banks?

Capital Adequacy Ratio Cash Reserve Ratio Risk Weighted Assets Net Stable Funding Ratio
Q16. Which of the following is not a type of Microfinance Institution?

Bank Credit Union NGO Hospital
Q17. What is the term for the process of pooling money from multiple investors to invest in a diversified portfolio of securities?

A. Hedge fund B. Mutual fund C. Pension fund D. Venture capital fund
Q18. Which of the following is a money market instrument issued by the Government of India?

Corporate bonds Commercial paper Treasury bills Equity shares
Q19. What is the process of capturing and storing carbon dioxide emissions called?

Carbon capture Carbon offsetting Carbon sequestration Carbon reduction
Q20. Which initiative focuses on providing training to promote traditional Indian arts and crafts?

Hunar Se Rozgar Tak PMKVY PMGDISHA ASPIRE

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