Mock Test

Exam: IBPS Clerk

Total Questions: 20

Q1. What is the term used for a startup that is in the process of merging with another company?

Merger Acquisition Integration Takeover
Q2. Which country's political system is a federal republic?

Brazil United Kingdom Sweden South Africa
Q3. Which of the following is a tool of monetary policy used by RBI?

Minimum Support Price Open Market Operations Foreign Direct Investment Export Credit Guarantee
Q4. Which of the following is not a priority sector lending category for foreign banks in India?

Education Export Credit Renewable Energy Micro, Small and Medium Enterprises
Q5. Which institution is responsible for setting the Bank Rate in India?

SEBI RBI NABARD IRDAI
Q6. What is the term for the movement of people from urban areas to rural areas in response to environmental concerns?

Urbanization Suburbanization Ruralization Environmental migration
Q7. Which category of NPA indicates that the asset has not yet lost all value and can be recovered?

Standard Assets Substandard Assets Doubtful Assets Loss Assets
Q8. What is the maximum amount of compensation that can be awarded by the Banking Ombudsman for loss suffered due to the bank's fault?

Rs. 10 lakhs Rs. 20 lakhs Rs. 30 lakhs Rs. 50 lakhs
Q9. Which of the following is a common ATM transaction?

Skydiving Cash Withdrawal Mountain Climbing Deep Sea Diving
Q10. Which of the following is a key characteristic of a successful startup ecosystem?

High Taxes Limited Access to Capital Lack of Innovation Strong Community Support
Q11. Which of the following is a money market instrument issued by the Government of India?

Corporate bonds Commercial paper Treasury bills Equity shares
Q12. Which regulatory body is responsible for the supervision and regulation of banks in India?

SEBI RBI IRDAI PFRDA
Q13. What is the main objective of ARCs?

Providing insurance services Promoting exports Reviving distressed assets Managing pension funds
Q14. Which loan product allows borrowers to withdraw funds as needed up to a specified limit?

Personal Loan Overdraft Facility Education Loan Car Loan
Q15. What is the purpose of the secondary market?

To sell kitchen appliances To facilitate the trading of existing securities between investors To offer legal consultancy To provide cleaning services
Q16. What is the primary focus of ARCs in their operations related to non-performing assets?

Maximizing profits Minimizing risks Promoting defaults Enhancing credit ratings
Q17. Which of the following is a reason to open a savings account?

To borrow money To earn interest on savings To invest in real estate To avoid taxes
Q18. What is the maximum amount that can be transacted through a payment bank account in a day?

Rs. 50,000 Rs. 1 lakh Rs. 2 lakhs Rs. 5 lakhs
Q19. What is the penalty for premature withdrawal of Fixed Deposits?

No penalty Partial interest forfeiture Higher interest Double interest
Q20. Which type of agreement involves the largest number of countries?

Bilateral agreements Multilateral agreements Regional agreements Global agreements

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