Mock Test

Exam: IBPS Clerk

Total Questions: 20

Q1. Which scheme provides financial assistance for setting up self-employment ventures for youth?

ASPIRE PMKVY PMGDISHA MGNREGA
Q2. Which day is observed as World Diabetes Day?

November 14 December 10 January 20 February 5
Q3. What is a deductible in insurance?

The insurance company's profit margin The maximum coverage amount The minimum coverage amount The amount the policyholder pays before insurance kicks in
Q4. Which of the following is a source of indoor air pollution?

Cigarette smoke Fresh air Plant emissions Rainwater
Q5. What is the full form of NEFT in banking?

National Electronic Fund Transfer National Electronic Financial Transfer National Electronic Funds Transaction National Electronic Fund Transaction
Q6. SEBI has the power to conduct investigations and audits of which entities?

Hospitals Educational Institutions Stock Exchanges Religious Organizations
Q7. What is the primary focus of ARCs in their operations?

Maximizing profits Minimizing risks Promoting mergers Enhancing credit ratings
Q8. What is the full form of IMF in the context of international finance?

International Monetary Fund International Market Fund International Money Fund International Management Fund
Q9. Which entity is responsible for the regulation of insurance companies in India?

RBI SEBI IRDAI PFRDA
Q10. Which summit is also known as the 'East Asia Summit'?

ASEAN Summit SCO Summit APEC Summit BRICS Summit
Q11. Which of the following is a type of financial fraud involving deception to gain access to personal information?

Phishing Fishing Hacking Scamming
Q12. The Boxer Rebellion of 1900 took place in which country?

China Japan Korea Vietnam
Q13. Which of the following is a security feature of ATMs?

Biometric Authentication Sharing PIN with others Leaving the ATM unattended Writing PIN on the card
Q14. Which banking term refers to the rate at which the central bank lends to commercial banks?

Prime rate Discount rate LIBOR Federal funds rate
Q15. What is the purpose of OTP in Internet Banking?

A. To increase transaction speed B. To decrease security C. To verify transactions D. To limit account access
Q16. Which of the following is a digital banking channel for transactions?

A. Carrier pigeons B. Smoke signals C. Online banking portal D. Morse code
Q17. Which summit is known as the 'ASEAN Defence Ministers' Meeting'?

ADMM BRICS Summit APEC Summit SCO Summit
Q18. What is the primary difference between a savings account and a money market account?

Savings accounts have higher interest rates Money market accounts have check-writing privileges Money market accounts offer credit cards Savings accounts require a minimum balance
Q19. Which type of assets are considered as non-performing assets?

Assets generating high profits Assets with low liquidity Assets meeting repayment obligations Assets with high market value
Q20. What does ECS stand for in banking?

Electronic Clearing System Easy Credit Service Electronic Credit System Easy Clearing Service

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