Mock Test

Exam: IBPS Clerk Subject: General Awareness

Total Questions: 20

Q1. Which gas do plants use for photosynthesis?

Oxygen Carbon Dioxide Nitrogen Hydrogen
Q2. What is the full form of FD in banking?

Fixed Deposit Flexible Deposit Financial Deposit Fixed Draw
Q3. Which of the following is a benefit of Core Banking Solutions for banks?

Increased manual errors Limited customer reach Improved operational efficiency Delayed transaction processing
Q4. Which scheme provides life insurance coverage to individuals?

PMKVY PMJJBY PMSBY PM-SYM
Q5. The Bank of England was established in which year?

1694 1776 1816 1901
Q6. Which type of bank specializes in underwriting securities and facilitating mergers and acquisitions?

Commercial Bank Investment Bank Central Bank Cooperative Bank
Q7. What is the purpose of a stock exchange settlement system?

To regulate stock prices To facilitate trading To issue new shares To provide investment advice
Q8. What is the impact of a decrease in Reverse Repo Rate on government borrowing costs?

Decrease Increase Remains the same Becomes volatile
Q9. What is the first step in the cheque clearing process?

Presentation of cheque Issuing of cheque Clearing of cheque Endorsement of cheque
Q10. In a Current Account, what is the primary focus?

Long-term investments Short-term savings Regular transactions Retirement planning
Q11. Which payment system is based on the Aadhaar number and biometric authentication?

UPI IMPS AePS NEFT
Q12. Which of the following is a document issued by a bank as a promise to pay a specific amount to a person or entity?

Cheque Invoice Receipt Demand Draft
Q13. Which account allows unlimited transactions and is primarily used for saving money?

Current Account Fixed Deposit Account Savings Account Recurring Deposit Account
Q14. Which bank was the first to introduce the concept of 'Green Channel Banking' in India?

HDFC Bank ICICI Bank Axis Bank State Bank of India
Q15. What is the theme of International Day of the Tropics 2021?

The Tropics and Climate Change The Tropics: The Next Frontier The Tropics: Food and Agriculture The Tropics: Our Home, Our Future
Q16. What is the full form of CIBIL in banking terms?

Credit Information Bureau (India) Limited Credit Information Bank (India) Limited Central Information Bureau (India) Limited Customer Information Bank (India) Limited
Q17. Where was the 2016 G20 Summit held?

Hangzhou Toronto Buenos Aires Cannes
Q18. Who won the 2016 Olympic gold medal in Men's 100m sprint?

Usain Bolt Justin Gatlin Yohan Blake Andre De Grasse
Q19. What is the purpose of credit analysis in a credit policy?

To increase bad debts To ignore customer creditworthiness To assess customer's ability to pay To delay payments
Q20. What is the UPI ID used for?

To withdraw cash To receive payments To check account balance To apply for loans

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